Holiday Inn Amsterdam · Arena Towers
Day 3
Wednesday · 25 Nov 2026
Payments
Core strategic theme
Wallets
Market focus
17:15
Networking reception

Programme themes

Six tracks across Day 3.

Instant payments

Real-time rails, ISO 20022, and customer expectations for faster money movement.

Digital wallets

Wallet orchestration, acceptance, authentication, and embedded payment journeys.

Open Finance

Moving beyond compliance APIs toward customer value, consent, reuse, and platform strategy.

Tokenization & digital assets

Tokenized deposits, wholesale CBDCs, digital asset servicing, and settlement change.

Regulation & fraud

PSD3, PSR, liability, fraud accountability, and stronger payment resilience.

European scale

Wero, account-to-account growth, and the competitive future of payments in Europe.

Audience

Who's in the room.

Banks & payment institutions
Schemes & payment rails
Wallet & fintech leaders
Regulators & policy voices

Featured speakers

A few of the voices on stage.

Paul Francis Walvik
SVP, Real-time PaymentsMastercard
Ishtiaq M. Ahmed
Digital Assets & CurrenciesHSBC
Michal Niwinski
Senior Payments ManagerBanco Santander
Aleksi Khoroshvili
CEOSilk Bank

Ecosystem focus

The payments and digital finance floor.

Partners, fintechs, and infrastructure providers working across payments, wallets, digital assets, risk, and modern financial services.

Regulatory track

Europe's payment horizon.

Direct discussion around PSD3, PSR, stronger customer authentication, payment fraud accountability, European payment scale, and how digital asset and settlement models may evolve over the next few years.

PSD3
PSR
Open Finance
Digital Assets

Included in your pass.

Day 3 is part of the full five-day Banking Frontier 2026 experience.

Register your interest