Amsterdam · Arena Towers
Friday 27 November 2026

Future-Proofing European Banking · 2027–2030

SYSTEMIC RISK · REGULATION 2027 · AML/AMLA · DIGITAL EURO · TOKENIZATION
Time Room A · Main Stage Room B · Innovation & Implementation
08:45–09:00 Chairperson opening
Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making.
09:00–09:30
Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities
  • Assess geopolitical fragmentation and structural vulnerabilities in banking.
  • Link AI, funding costs, credit risk and stress testing.
  • Evaluate operational concentration and systemic resilience risks.
Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk
  • Bring a supervisory-facing perspective on geopolitical disruption and cyber-attack overlays.
  • Link stress testing, risk appetite and operational concentration risk.
  • Translate systemic-threat scenarios into board-level resilience decisions.
Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
09:30–10:00
Systemic threats and stress testing · post-quantum readiness
  • Translate post-quantum awareness into migration planning.
  • Prioritise long-lived data, certificates, signing and critical infrastructure.
  • Build crypto-agility into security and procurement roadmaps.
Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany
Payment systems regulation, consumer protection and future payment rails
  • Frame the regulatory priorities shaping payment systems and customer protection.
  • Assess how new payment rails affect competition, resilience and user outcomes.
  • Link payment innovation with fraud, liability and market conduct expectations.
Jayne Godfrey · Payment Systems Regulator · UK
10:00–10:30
2027 regulatory radar: AML, supervisory readiness, governance and EU regulatory developments
  • Prepare for AMLA ramp-up, AMLR and crypto compliance developments.
  • Link governance, supervisory readiness and operational execution.
  • Assess Cyber Resilience Act impacts on banking ecosystems.
Xenia Neofytou · Managing Director · CX Financia · Cyprus
PSD3, PSR and sanctions compliance in the corporate banking environment
  • Link sanctions compliance with PSD3, PSR and corporate payment obligations.
  • Clarify how screening, monitoring and controls must evolve with faster payment flows.
  • Prepare compliance teams for governance, escalation and evidence expectations.
Mariusz Nowaczek · Deputy Sanctions Compliance Officer · DZ BANK AG · Germany
10:30–11:00 Networking break
Peer exchange on systemic risk, quantum readiness and regulation.
11:00–11:30
Case study: AMLR/AMLA transition and changing supervisory expectations
  • Translate AMLR and AMLA changes into practical compliance priorities.
  • Prepare governance, reporting and controls for the supervisory transition.
  • Identify capability gaps across monitoring, investigations and accountability.
Speaker TBC
Tokenization pathways from experimentation to institutional adoption
  • Frame tokenization opportunities that can move from concept to bank adoption.
  • Address regulatory, custody and operational questions for institutional scale.
  • Define proof points needed before banks scale tokenization partnerships.
Alex McMahon · Senior VP (Blockchain Architect) · Citi · Ireland
11:30–12:00
Institutional adoption of tokenised money: stablecoins, tokenised deposits and new settlement models
  • Compare the roles of stablecoins, tokenised deposits and other forms of regulated digital money.
  • Identify institutional use cases across payments, treasury, liquidity and settlement.
  • Assess what is required for bank-grade adoption: interoperability, regulation, custody, risk and operating readiness.
Ivy Schuhmacher · VP · Digital Assets Transformation · Deutsche Bank AG · Germany
Moving Money · payment education and market adoption in the next payments cycle
  • Use education and market communication to support payment innovation adoption.
  • Link the Moving Money agenda with payment leadership, digital strategy and stakeholder engagement.
  • Help banks translate complex payment change into clear client and internal narratives.
Manuela Zuluaga · Marketing & Digital Specialist · The Soltesz Institute · Italy
12:00–12:30
Evolution of regulatory framework in the digital asset industry: VASPs, crypto AML and cross-border risk
  • Navigate digital-asset regulation, VASP obligations and crypto AML.
  • Address cross-border risk and secure collaboration requirements.
  • Use protected computation to support privacy and data-sharing needs.
Jese Medina Gutierrez · CDD Onboarding Manager · Tether.to · Spain
Open finance, AI transformation and digital assets · tech radar
  • Explore the technologies shaping banking through 2030.
  • Link Open Finance, AI transformation and digital assets.
  • Assess agentic AI, digital provenance and adaptive identity.
Tanja Imamovic · Digital Transformation & Technology Strategist · Raiffeisen Bank International · Austria
12:30–13:30 Networking lunch
Regulatory, risk and technology leaders. Discussion on digital euro, AMLA and cyber resilience.
13:30–14:00
Future payments and cards: real-time access, transaction handling and service design
  • Explore how payment and card services are being redesigned around real-time access.
  • Link transaction handling, operational resilience and customer-service expectations.
  • Identify digital financial-service capabilities needed for scalable payment operations.
Michał Niwiński · Co-founder and CTO · SoftwarePlant · Poland
Payment innovation through an investment and market-readiness lens
  • Assess payment innovation through an investment and market-readiness lens.
  • Identify what fintechs and infrastructure providers must prove before bank adoption.
  • Link capital, partnerships and execution capacity with regulated financial-services needs.
Stefano Sciacca · Managing Director · Aluna Partners · UK
14:00–14:45 Afternoon panel: AMLA transition, AI compliance, wallets, risk, payments and tokenization
Stefan Moser (VP Bank AG) · Vaida Saltenyte (CXM) · Alex McMahon (Citi).
14:45–15:15 Closing plenary: Future-proofing European banking
Strategic synthesis of the week's key themes and priorities for European banking 2027–2030.
15:15–15:45 Farewell coffee
Final delegate conversations and speaker follow-up meetings.
08:45–09:00
Chairperson opening
Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making.
09:00–09:30 · Room A · Main Stage
Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities
  • Assess geopolitical fragmentation and structural vulnerabilities in banking.
  • Link AI, funding costs, credit risk and stress testing.
  • Evaluate operational concentration and systemic resilience risks.
Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
09:00–09:30 · Room B · Innovation & Implementation
Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk
  • Bring a supervisory-facing perspective on geopolitical disruption and cyber-attack overlays.
  • Link stress testing, risk appetite and operational concentration risk.
  • Translate systemic-threat scenarios into board-level resilience decisions.
Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
09:30–10:00 · Room A · Main Stage
Systemic threats and stress testing · post-quantum readiness
  • Translate post-quantum awareness into migration planning.
  • Prioritise long-lived data, certificates, signing and critical infrastructure.
  • Build crypto-agility into security and procurement roadmaps.
Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany
09:30–10:00 · Room B · Innovation & Implementation
Payment systems regulation, consumer protection and future payment rails
  • Frame the regulatory priorities shaping payment systems and customer protection.
  • Assess how new payment rails affect competition, resilience and user outcomes.
  • Link payment innovation with fraud, liability and market conduct expectations.
Jayne Godfrey · Payment Systems Regulator · UK
10:00–10:30 · Room A · Main Stage
2027 regulatory radar: AML, supervisory readiness, governance and EU regulatory developments
  • Prepare for AMLA ramp-up, AMLR and crypto compliance developments.
  • Link governance, supervisory readiness and operational execution.
  • Assess Cyber Resilience Act impacts on banking ecosystems.
Xenia Neofytou · Managing Director · CX Financia · Cyprus
10:00–10:30 · Room B · Innovation & Implementation
PSD3, PSR and sanctions compliance in the corporate banking environment
  • Link sanctions compliance with PSD3, PSR and corporate payment obligations.
  • Clarify how screening, monitoring and controls must evolve with faster payment flows.
  • Prepare compliance teams for governance, escalation and evidence expectations.
Mariusz Nowaczek · Deputy Sanctions Compliance Officer · DZ BANK AG · Germany
10:30–11:00
Networking break
Peer exchange on systemic risk, quantum readiness and regulation.
11:00–11:30 · Room A · Main Stage
Case study: AMLR/AMLA transition and changing supervisory expectations
  • Translate AMLR and AMLA changes into practical compliance priorities.
  • Prepare governance, reporting and controls for the supervisory transition.
  • Identify capability gaps across monitoring, investigations and accountability.
Speaker TBC
11:00–11:30 · Room B · Innovation & Implementation
Tokenization pathways from experimentation to institutional adoption
  • Frame tokenization opportunities that can move from concept to bank adoption.
  • Address regulatory, custody and operational questions for institutional scale.
  • Define proof points needed before banks scale tokenization partnerships.
Alex McMahon · Senior VP (Blockchain Architect) · Citi · Ireland
11:30–12:00 · Room A · Main Stage
Institutional adoption of tokenised money: stablecoins, tokenised deposits and new settlement models
  • Compare the roles of stablecoins, tokenised deposits and other forms of regulated digital money.
  • Identify institutional use cases across payments, treasury, liquidity and settlement.
  • Assess what is required for bank-grade adoption: interoperability, regulation, custody, risk and operating readiness.
Ivy Schuhmacher · VP · Digital Assets Transformation · Deutsche Bank AG · Germany
11:30–12:00 · Room B · Innovation & Implementation
Moving Money · payment education and market adoption in the next payments cycle
  • Use education and market communication to support payment innovation adoption.
  • Link the Moving Money agenda with payment leadership, digital strategy and stakeholder engagement.
  • Help banks translate complex payment change into clear client and internal narratives.
Manuela Zuluaga · Marketing & Digital Specialist · The Soltesz Institute · Italy
12:00–12:30 · Room A · Main Stage
Evolution of regulatory framework in the digital asset industry: VASPs, crypto AML and cross-border risk
  • Navigate digital-asset regulation, VASP obligations and crypto AML.
  • Address cross-border risk and secure collaboration requirements.
  • Use protected computation to support privacy and data-sharing needs.
Jese Medina Gutierrez · CDD Onboarding Manager · Tether.to · Spain
12:00–12:30 · Room B · Innovation & Implementation
Open finance, AI transformation and digital assets · tech radar
  • Explore the technologies shaping banking through 2030.
  • Link Open Finance, AI transformation and digital assets.
  • Assess agentic AI, digital provenance and adaptive identity.
Tanja Imamovic · Digital Transformation & Technology Strategist · Raiffeisen Bank International · Austria
12:30–13:30
Networking lunch
Regulatory, risk and technology leaders. Discussion on digital euro, AMLA and cyber resilience.
13:30–14:00 · Room A · Main Stage
Future payments and cards: real-time access, transaction handling and service design
  • Explore how payment and card services are being redesigned around real-time access.
  • Link transaction handling, operational resilience and customer-service expectations.
  • Identify digital financial-service capabilities needed for scalable payment operations.
Michał Niwiński · Co-founder and CTO · SoftwarePlant · Poland
13:30–14:00 · Room B · Innovation & Implementation
Payment innovation through an investment and market-readiness lens
  • Assess payment innovation through an investment and market-readiness lens.
  • Identify what fintechs and infrastructure providers must prove before bank adoption.
  • Link capital, partnerships and execution capacity with regulated financial-services needs.
Stefano Sciacca · Managing Director · Aluna Partners · UK
14:00–14:45
Afternoon panel: AMLA transition, AI compliance, wallets, risk, payments and tokenization
Stefan Moser (VP Bank AG) · Vaida Saltenyte (CXM) · Alex McMahon (Citi).
14:45–15:15
Closing plenary: Future-proofing European banking
Strategic synthesis of the week's key themes and priorities for European banking 2027–2030.
15:15–15:45
Farewell coffee
Final delegate conversations and speaker follow-up meetings.

Agenda subject to change. All times Central European Time (CET). Last updated 13 August 2026.

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Move between Room A and Room B. Pre-book meetings. Take home practical, peer-tested answers.

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